Your Source For Instant Payments

The future of payments is instant, delivered by Catalyst.  

Through instant payments, running across the FedNow® Service and RTP®, credit unions of every size can move funds in seconds any time of the day or night, 365 days a year, driving member engagement, delivering on core innovation and staying a step ahead of competitive threats. 

As the nation’s largest credit union payment aggregator, Catalyst crafts a payment strategy uniquely for you, delivering simplicity, reduced costs and future-proof technology that helps your credit union stand out and deliver for members. 

From instant payments to our comprehensive payment hub, one Catalyst connection is all you need. After all, we’re number one in credit union payments for a reason. 

Benefits of Catalyst:

• No new tech - we connect to any core, online or mobile banking platform
• Flexible settlement through Catalyst or your Fed account
• Dedicated planning, implementation and ongoing support
• Unified experience for you and your members
• Easy reconciliation and research through a dedicated instant payment sub-account and online portal
• Greater interest earnings with Catalyst's extended hours to settle FedNow funds same day (11:30 p.m. CT vs. Fed's 6 p.m. CT)
• Instant access to funds with simultaneous posting of settlement/core transactions
• 24/7/365 liquidity and optional line of credit